What Is the Average Review Time for an Application for Social Security Benefits?

12/18/09

Q: Who qualifies for social security benefits through the disability insurance program?

A: To qualify for social security benefits, your condition must prevent you from working for at least a year. Both physical and mental impairments qualify. For your application for social security benefits to be approved, you cannot earn more than the limit set for such benefits. Currently, that amount is just under $1000 per month before taxes. In addition, you must show that it is not possible for you to perform other types of work. For this, what you did before the onset of your condition, how old you are and your education level are taken into consideration.

Q: How long can you collect social security benefits through the disability program?

A: You will collect social security benefits unless one of three things happen. If your condition improves to the point that it allows you to return to work, your social security benefits will be discontinued. If you choose to reenter the workforce, instead of relying on your social security benefits, your benefits would also discontinue. The last scenario in which social security benefits would no longer continue would be if you reach retirement age. You would receive retirement payments, in lieu of disability payments. Your file will be reevaluated from time to time. It is expected that you inform your case manager, should your injury improve or if you return to work.

Q: What is the average time it takes to review a claim for social security benefits?

A: The standard estimate for a decision to be made regarding a social security benefits application is just under 4 months. That being said, it is very difficult to predict how long your particular case will take. A decision on an application for social security benefits can be made in 30 days. And a decision may not be made on others for a couple years. To improve the chances that your application for social security benefits will not be delayed, make sure you have provided all the required information and filled out paperwork correctly. Most cases get hung up because the claims representative is waiting for current and complete medical information. A lawyer who specializes in social security benefits can be invaluable, if you have any concerns about the length of time your claim is taking.